Considering how many Americans rely on gas-powered cars, it is no surprise one of the most popular credit card reward categories is gas stations purchases.

Some credit cards offer gas and gas station purchases as a regular to their rotating categories. Others feature permanent cash back options on gas purchases.

Whether you have used a reward system credit card before or not, you should always pay special attention to the fine print on any credit card. Things such as time limits and brand restrictions can eat heavily into your reward and earning potentials. It will help you get a better idea of what kind of exclusions and restrictions your card may have.

For example, almost all gas credit cards that offer a cash system will say that they offer cash back at all US gas stations. However, places that already offer discounted gas, such as Costco or Sam’s Club, don’t qualify. They have their own rewards programs.

You will also want to pay attention to the interest rate on whichever card you are looking at. These rates are sometimes higher than the rate you are accustomed to with non-rewards credit cards.
Having said that, here are five of the best gas credit cards available on the market!

1 – American Express’s Blue Cash Preferred Card

This credit card boasts an impressive 3% unlimited cash back at US gas stations, 6% cash back at supermarkets and 1% cash back on everything else.

It offers a very nice 12-month intro APR period as well as an awesome sign-up bonus. You can only get cash back as a statement credit, with a minimum of $25 to redeem.

Unfortunately, it has a $95 annual fee.

2 – Discover it Chrome

Discover it Chrome gets you 2% cash back on gas and dining. If you devote this card entirely to gas, you’ll find that you’ll get a lot more out of it.

You should especially take advantage during the first year you have it, as it doubles all cash back you earn during that first year of service. As a great bonus, you can redeem your cash back rewards at any time, no minimums required. You can request direct deposits or statement credits.

Discover it comes with no annual fee.

3 – Chase Freedom card

With the Freedom card, you’re entitled to 5% cash back on gas purchases during one quarter per year, as well as an attractive sign-up bonus. Each quarter rotates between different categories, so pay attention to see when you qualify for gas.

Once you’re out of your 5% quarter, you’ll earn 1% cash back on everything.

There is a minimum of $20 to redeem your rewards. You can redeem them as direct deposits, statement credits, checks, or even to make purchases via the Chase’s Ultimate Rewards portal.

The Discover it Chrome also has no annual fee.

4 – PenFed Platinum Cash Rewards Plus

This card boasts a very impressive unlimited 5% Cash Back at the pump program, as well as minimal fees and a low APR.

Though ‘PenFed’ is a shortened form of ‘Pentagon Federal Credit Union’, you don’t have to be in the Armed Forces or work for the Pentagon to qualify. Simply make a $15 – $20, one-time donation to qualify for a PenFed lifetime membership.

You automatically have your cash back awarded as a statement credit. There is no minimum required, though you do need to have either a loan or deposit account with PenFed to qualify for the Platinum card.

PenFed Platinum has no annual fees.

5 – Bank of America’s BankAmericard Cash Rewards Credit Card

This particular card offers 3% cash back on gas, as well as fun fringe benefits for customers of Bank of America.

Though you could also receive 2% back on groceries, the rewards are combined with the gas reward, at a cap of $2,500 quarterly. If you’re looking specifically for gas rewards, avoid using this card at the supermarket. All other purchases give you a 1% cash back reward.

There are no exceptions or limitations, no annual fees, and only a $25 minimum to cash in on your rewards.

If you don’t see a card that you think would fit in with your lifestyle here, no worries! There are tons of options out there.

These were just our picks based on ease of use, the amount of the cash back reward, and fee amounts.

All of them are great cards that offer good rewards and can help keep you going even when gas prices fluctuate or times get tough.