New car sales continue to rise because people are discovering the beauty and drivability of a luxury SUV. Comfort, storage, and entertainment wrapped into one stylish bundle? What’s not to like! Sales were up over 20 percent in 2016, and experts think they will only continue to climb in 2017. If you are in the […]
Who wants a new phone? We know you want one.
Maybe you want it because you just need the newest phone out there.
Most people look at upgrading their phone every two years, or when their contract is up. It’s a great way to get your hands on some new technology, but a lot of people don’t […]
Considering how many Americans rely on gas-powered cars, it is no surprise one of the most popular credit card reward categories is gas stations purchases.
Some credit cards offer gas and gas station purchases as a regular to their rotating categories. Others feature permanent cash back options on gas purchases.
Whether you have used a reward system […]
How long have you had your refrigerator? Since you raced home every Thursday to catch the latest episode of Friends? Since side ponytails were in…the first time? Since Bohemian Rhapsody hit #1 on the charts?
If you answered yes to any of these questions, you absolutely own an outdated energy hog of a fridge that probably […]
Eyeglasses have come a long way. From the early days of just being a functional piece of eyewear meant to help you see, to now when they’re an interesting blend of fashion and utility.
Gone are the days when the nerdy look was only meant for the geeks.
Eyeglasses are now fashionable and funky, adding oomph to […]
Are you in the know? Do you realize that spending money can make money – so long as you have the right credit card? Many business cards and credit cards offer generous travel rewards and significant travel protection services, but at a catch: fees. Annual fees, balance transfer fees, minimum balance fees, foreign transaction fees, […]
Whether you are looking to consolidate a debt or finance a large purchase at the cheapest interest cost possible, there are different credit cards available that can help you with this process. In this article, we are going to take a look at five of the best low-interest credit cards. These will be cards that […]
Many consumers are in the market for a new credit card, and they want free credit cards. It’s not always simple to find quality no-fee credit cards, but it is possible when you know where to look. Paying to use a card detracts from the profit you make earning cash back or other travel rewards, […]
The decision to file for bankruptcy is one that is met with much angst. However, the credit building process can begin once the case has been successfully discharged. You will find that your credit report will take a major hit, but thankfully, there are more than enough credit card companies that are willing to give […]
If you want to build your credit or fix your credit, information about the top five secured credit cards can help. It’s difficult to live in today’s world without access to credit:
A credit card is needed to buy a plane ticket or to stay in a hotel once you arrive at the destination.
In most states, […]
Transferring high-interest credit card debt to a new credit card with a lower interest rate can help you pay off your debt faster and save hundreds or thousands in interest charges. There are two main types of balance transfer cards: those with a 0% introductory APR for a certain amount of time and those that […]
Everyday spending is something most of us do regularly, and it there’s nothing better than being paid with rewards points, cash back, and other bonuses to do that. If you’re in the market for an everyday credit card perfect for use at any location, you’re going to want one that pays you to shop. When […]
If you are studying at college, one of the most important lessons you can learn is how to manage your money. Having access to a credit card can help you learn how to manage credit and your finances more efficiently. It seems like every credit card company has a card tailored for students, but how […]
Small or large, businesses can’t survive without a business credit card. It makes purchases, travel, and keeping adequate business expense records simpler and more effective, and it helps the overall growth of a company. Small business credit cards help small business owners get their business up and running from the start, and the features of […]
Gas rewards cards are an easy way to earn free gas in the form of rebates and discounts. When choosing a good gas credit card, keep in mind there are two main options: general rewards cards that offer a high cash back rate on gasoline and gas station credit cards, which typically only earn rebates […]
Your credit history plays a significant role in your financial endeavors. People with good credit history enjoy healthy relationships with most financial institutions. Among the benefits enjoyed by people whose credit history is impeccable is a preapproved credit card.
A pre-approved card is an offer given to select candidates who meet certain underwriting criteria of credit […]
Rewards credit cards can be used on an everyday basis and are a great way to earn money back on what you already spend. There are a number of types of rewards offered by credit card companies, including cashback, reward points, and travel miles.
In order to get a card that offers generous rewards, you usually […]
People who want to consolidate debt or who are gearing up to make a big purchase would benefit greatly from a 0% interest credit card. Often, these no interest deals last for a year or more, depending on the card you choose. That’s a lot of time to pay off a chunk of your debt […]
For people who don’t have a bank account or a regular credit card, a prepaid credit card is an excellent option. Even some people who have a bank account and credit card opt to use prepaid credit cards as a way to budget effectively.
With a prepaid credit card, you’re not at risk of paying interest […]
The best credit cards for travelers are the cards offering travel perks, upgrades, and no foreign transaction fees at any foreign ATMs for those who spend ample time out of the country. Whether it’s an airline card, a hotel card, or a travel card in general, the credit card industry is overwhelmed with credit cards […]
Earning free hotel stays with hotel credit cards is a perk travelers enjoy immensely. Free travel is something people rarely turn down, and there’s no better way to ensure you’re going to get a free night in a hotel than with a hotel credit card. They’re best for frequent travelers, but not all cards require […]
With the right airline credit card, you can earn free domestic and international trips. These cards are great for frequent travelers looking to cut down on costs. If you love to game the system, they’re also a fun way to score free trips.
You’ll need a credit score of at least 700 to qualify for these […]
Using a credit card responsibly is a great way to fix your credit, but if you have bad credit, you might assume that it will be hard to get approved for a credit card in the first place. It can seem like a bad situation to be in if you are trying to build credit […]
The best cashback credit cards on the market are akin to a side job. If you do it right, you can earn cash on the side in substantial numbers. What’s so amazing about cash back credit cards is you don’t have to do much of anything to earn cash back other than shop. Consumers are […]
Did you know you can access some serious savings on all the latest cable and internet technologies – just by knowing where to look?
With today’s fast-paced cable and internet landscape, service providers are more motivated than ever to be the first to bring new technologies to new customers. And to make this happen, they’re willing […]
Have you ever driven away from a car dealer in your newly purchased car and thought to yourself “did I just get taken advantage of? Is it possible I could’ve gotten a better deal?” I know I have.
Car dealerships are notoriously good negotiators and sometimes it can leave even a self-proclaimed ‘skilled negotiator’ feeling a […]
The four best sedans of 2017 are the Honda Fit, the Honda Accord, the Honda Accord Hybrid, and the Chevrolet Impala. The Honda Fit has a 9.4 rating, the Honda Accord a 9.3 and a 4.5 rating, the Honda Accord Hybrid a 9.5 and a 4.4 rating, and the Chevrolet Impala a 9.1 and an […]
Decades ago, pickup trucks were only used by farmers, tradesmen, and commercially-oriented operators. In a ploy to increase sales and counter the SUV’s immense popularity, pickup truck manufacturers added more amenities and tech features, making the once rugged utility vehicles luxurious enough for daily use.
Their efforts paid off because, in the last decade, pickup trucks […]
High gas prices changed the trajectory of the SUV market among major auto manufacturers forever. Though gas prices have declined from their near-record highs during the early part of this decade, major manufacturers learned that consumers simply don’t have the appetite for a heavy, inefficient SUV that could potentially cost them a third of their […]
VoIP stands for Voice over Internet Protocol, a standard technology for making and receiving phone calls over Internet data connections rather than traditional phone lines. Standard phones and enterprise PBX systems use analog signals sent over a wire, while a VoIP system translates communications into data. You can use a digital phone over traditional phone […]
Health-care providers have incredibly important and demanding jobs. Physicians have enough on their hands without needing to worry about the intricacies of applying for payment to an insurance company. And as the number of patients covered by Medicare and Medicaid increases, the need to interact with the federal government adds to the burden of seeking […]
Dental implants are a permanent replacement for lost teeth. Because of their many advantages over dentures or bridges, many people are interested in getting implants but have questions about the process, cost and procedure. Below are the answers to some of the most commonly asked questions about dental implants.
Your eyes are a very sensitive organ and need to be the given the best care. The decision to get Lasik eye surgery can be a very difficult choice to make. Lasik stands for Laser-Assisted In Situ Keratomileusis, in which a laser is used to change the shape of the cornea to improve your vision. […]
In 2012, over 7% of Americans ages 18 and up had what is known as alcohol use disorder (AUD). Unfortunately, very few people who could benefit from alcohol rehab actually sign up for it. According to the National Institute on Alcohol Abuse and Alcoholism, 1.4 million adults sought out treatment for their addiction in 2012. […]
Making the decision to enter into a rehab center for drug abuse can be scary, as well as a life-changing experience. Rehabilitation from the nightmare of addiction opens the door to a whole new way of life and gives recovering addicts the freedom to live without the weight of the shame and immense loneliness that […]
Laser hair removal has been used by millions of people around the world as a hair removal treatment. The results from laser hair removal are drastically different than what you would get from manual hair removal processes such as shaving, waxing, tweezing, or using hair removal creams. All of these processes provide temporary results, in […]
Reverse mortgages can be a very useful financial tool for older people who would like to supplement their incomes during retirement. These financial products are designed to provide access to the equity in a home without creating a new bill to be paid each month. If you’re considering a reverse mortgage, you will benefit from […]
There are many questions that must be answered in order to find and select the accounting software best suited to the needs of your business. With numerous vendors to choose from and countless applications available, purchasing an option that will provide a superior return of investment and the means to more easily and accurately record […]
Most people understand the importance of a good credit score — and those who don’t seem to be concerned about their score will usually change their tune the first time they face higher interest rates on a car loan, home mortgage or other purchase they finance. You may be at a point where you […]
With the job market still in recovery after the United States financial collapse of 2008, some individuals are still finding that landing a good job, that pays well, can be a difficult task. Unfortunately, having a High School diploma, GED, or even an undergraduate degree from a good university, doesn’t necessarily guarantee you a […]
You are considering buying a new television because yours has broken down or you want to upgrade to a new one. When buying a TV, it’s not just about the size and clarity. Every year, TV manufacturers are adding new features to suit the needs of users. Every manufacturer is trying to outshine others with […]
Purchasing any large appliance is always a big decision, but knowing what questions to ask can help you in making the best choice for your home and family. Here are five important questions you should get answers to before buying a refrigerator:
Buying a new dishwasher doesn’t have to be a nerve-racking experience, but with all the latest dishwasher models and their various conveniences, capacities, and cycle options, there can be confusion and concerns as to just what machine is the best to purchase. There’s a lot to think through when it comes to buying a high-end […]
Buying a new washer and dryer is an experience that’s often filled with questions. There are many new and technologically advanced models available, with a variety of new and exciting functions. Owning a washer and dryer may be a necessity, but the type chosen is based on many factors ranging from different design types and […]
When you are thinking about purchasing a home security system, you have to consider a few things like your habits and the neighborhood where you live. If you’re apt to leave windows open for a burglar or forget to turn on the system when you leave, an alarm system would be a wasted expense. If […]
With the aggressive advertisements carried out by Internet Service Providers (ISPs), it’s easy to get confused and end up selecting an ISP that doesn’t actually meet your needs. Even when you take the time to do a thorough comparison of the ISPs, you may have a hard time sorting through the complex combo packages they […]
When purchasing a new laptop, it is easy to be overwhelmed by the number of choices. By taking a few key questions into consideration, the selection process can be simplified into something enjoyable.
For those who have never had the pleasure of taking a cruise might be a bit daunted by what’s involved in the planning process. While you might know where you want to take your cruise, like the Caribbean or the Greek Isles, there are certain common questions you’ll want to answer as you’re planning the […]
The process of booking a flight can be intimidating, especially for first time flyers. By engaging in a little planning, you can secure that coveted window seat with extra leg room. Below are some questions that may be helpful to you as you prepare to book your flight.
With the plethora of information available today via the internet, trying to decide where and with which hotel to book can be quite overwhelming. Travelers must research and compare many options before selecting accommodations. After looking at so many options and the wide range of amenities they each offer, it’s easy to forget a few […]
When it is time to get a new set of wheels, there are many options on the market. Leasing a car is an alternative to buying, and is great for people who want to drive a brand new car every few years. Leasing also allows drivers to obtain more high-end cars without incurring long payments […]
According to a report issued by the Centers for Disease Control and Prevention, there are more than 29 million people who have diabetes, a figure that has drastically increased from the 2010 estimate of 26 million. One in three adults in the United States has pre-diabetes, a condition where blood sugar levels are higher than […]
Selling a car privately is a fairly simply process, but it is one with legal requirements that must be followed in order to protect both buyer and seller. Always go along on the test drive and never invite strangers into your home. Meet potential buyers in a public place whenever possible and always have someone […]
Buying a new truck is a big step, but it should also be one of the most fun and exciting purchases you ever make. Knowing the answers to some of the most common questions about choosing your new ride can relieve the stress of not knowing and help you simply enjoy committing to that new […]
Depression is a disease that affects millions of people every day. One of the most difficult factors of living with depression is that most people feel as though they are all alone in their depression. They assume that no one understands their pain and suffering. The more we talk about this disease, the better our […]
Getting your first credit card can be an exciting experience if you know what you are doing. The freedom that the right credit card can give you is what connects people to their dreams. As a financial tool, a credit card is the best way to build a good reputation with lenders. Here are some […]
Opening a savings account can seem difficult, especially if it’s your first. With changing regulations that vary by bank, everyone has questions about how to deposit money and begin to accrue interest. We’re here to help you simplify the process and make opening a savings account easy. Our members have voted these questions among the […]
Cell phone plans come in various packages depending on what you want your cell phone to do for you. The complicated plans include talk, text and data packages ranging from a low 1GB of data to unlimited talk, text and data plans. The simpler cell phone plans offer only talk and text options. The most […]
In today’s job market, there are more job openings than you may think. However, there is a phenomenon known as the education gap that is preventing a surprising percentage of jobs from being filled. If you want a shot at one of those available positions, you need an education – and the first step in […]
In today’s economy, more and more people are putting off home ownership. Renting comes with its own concerns, and whether you’re a seasoned renter or looking for your first place, here are five questions to ask before renting a house or apartment:
When buying a car, there are several things to consider before taking the plunge and driving it off the lot. Below are five questions and answers our members have voted most likely to help you make the right decision before buying a new car.