There’s nothing worse than receiving a gift card you simply can’t use. Most people will likely find a gift card or two in their stocking this year, but not everyone has hopes of spending them on a new bread maker. Each holiday season passes and leaves behind gift cards that we simply cannot use or […]
Advanced technology has allowed health care providers to digitize the processing of medical bills. However, not all medical billing software is created equal. If you run a health care facility, you want medical billing software that accurately prints invoices and logs payments to the correct patient accounts.
The data processed within medical bills is considered privileged […]
If you rent a house or apartment and want to keep your personal belongings safe, you will need to obtain renters insurance to get the job done. You will be in good hands if you encounter a disaster, and you won’t need to worry about going broke to replace your items.
With a little research and […]
Credit scores determine your eligibility for loans, phone lines, and rentals. Without a good credit score, you’ll have a harder time getting approved for even the most basic things.
If you suffer from a low credit score, follow our guide below on how to raise your score and look like a more reputable borrower to financial […]
If you are preparing to make a large purchase or have recently been the victim of identity theft, it is important for you to check your credit reports and scores with each of the three major credit bureaus.
It is likewise important for you to regularly monitor your credit so that you can fix mistakes or […]
Tax law can be complex, so it’s important to consult with an expert in these matters before attempting to handle them on your own. Whether you’re looking at debt relief or managing the tax structure of a small business, a tax attorney can be an essential authority on the legal side of these issues. Even […]
Considering how many Americans rely on gas-powered cars, it is no surprise one of the most popular credit card reward categories is gas stations purchases.
Some credit cards offer gas and gas station purchases as a regular to their rotating categories. Others feature permanent cash back options on gas purchases.
Whether you have used a reward system […]
Are you in the know? Do you realize that spending money can make money – so long as you have the right credit card? Many business cards and credit cards offer generous travel rewards and significant travel protection services, but at a catch: fees. Annual fees, balance transfer fees, minimum balance fees, foreign transaction fees, […]
Whether you are looking to consolidate a debt or finance a large purchase at the cheapest interest cost possible, there are different credit cards available that can help you with this process. In this article, we are going to take a look at five of the best low-interest credit cards. These will be cards that […]
Many consumers are in the market for a new credit card, and they want free credit cards. It’s not always simple to find quality no-fee credit cards, but it is possible when you know where to look. Paying to use a card detracts from the profit you make earning cash back or other travel rewards, […]
The decision to file for bankruptcy is one that is met with much angst. However, the credit building process can begin once the case has been successfully discharged. You will find that your credit report will take a major hit, but thankfully, there are more than enough credit card companies that are willing to give […]
If you want to build your credit or fix your credit, information about the top five secured credit cards can help. It’s difficult to live in today’s world without access to credit:
A credit card is needed to buy a plane ticket or to stay in a hotel once you arrive at the destination.
In most states, […]
Transferring high-interest credit card debt to a new credit card with a lower interest rate can help you pay off your debt faster and save hundreds or thousands in interest charges.
There are two main types of balance transfer cards: those with a 0% introductory APR for a certain amount of time and those that […]
Everyday spending is something most of us do regularly, and it there’s nothing better than being paid with rewards points, cash back, and other bonuses to do that. If you’re in the market for an everyday credit card perfect for use at any location, you’re going to want one that pays you to shop.
If you are studying at college, one of the most important lessons you can learn is how to manage your money. Having access to a credit card can help you learn how to manage credit and your finances more efficiently. It seems like every credit card company has a card tailored for students, but how […]
Small or large, businesses can’t survive without a business credit card. It makes purchases, travel, and keeping adequate business expense records simpler and more effective, and it helps the overall growth of a company. Small business credit cards help small business owners get their business up and running from the start, and the features of […]
Gas rewards cards are an easy way to earn free gas in the form of rebates and discounts. When choosing a good gas credit card, keep in mind there are two main options: general rewards cards that offer a high cash back rate on gasoline and gas station credit cards, which typically only earn rebates […]
Your credit history plays a significant role in your financial endeavors. People with good credit history enjoy healthy relationships with most financial institutions. Among the benefits enjoyed by people whose credit history is impeccable is a preapproved credit card.
A pre-approved card is an offer given to select candidates who meet certain underwriting criteria of credit […]
Rewards credit cards can be used on an everyday basis and are a great way to earn money back on what you already spend. There are a number of types of rewards offered by credit card companies, including cashback, reward points, and travel miles.
In order to get a card that offers generous rewards, you usually […]
People who want to consolidate debt or who are gearing up to make a big purchase would benefit greatly from a 0% interest credit card. Often, these no interest deals last for a year or more, depending on the card you choose. That’s a lot of time to pay off a chunk of your debt […]
For people who don’t have a bank account or a regular credit card, a prepaid credit card is an excellent option. Even some people who have a bank account and credit card opt to use prepaid credit cards as a way to budget effectively.
With a prepaid credit card, you’re not at risk of paying interest […]
The best credit cards for travelers are the cards offering travel perks, upgrades, and no foreign transaction fees at any foreign ATMs for those who spend ample time out of the country. Whether it’s an airline card, a hotel card, or a travel card in general, the credit card industry is overwhelmed with credit cards […]
Earning free hotel stays with hotel credit cards is a perk travelers enjoy immensely. Free travel is something people rarely turn down, and there’s no better way to ensure you’re going to get a free night in a hotel than with a hotel credit card. They’re best for frequent travelers, but not all cards require […]
With the right airline credit card, you can earn free domestic and international trips. These cards are great for frequent travelers looking to cut down on costs. If you love to game the system, they’re also a fun way to score free trips.
You’ll need a credit score of at least 700 to qualify for these […]
Using a credit card responsibly is a great way to fix your credit, but if you have bad credit, you might assume that it will be hard to get approved for a credit card in the first place. It can seem like a bad situation to be in if you are trying to build credit […]
The best cashback credit cards on the market are akin to a side job. If you do it right, you can earn cash on the side in substantial numbers. What’s so amazing about cash back credit cards is you don’t have to do much of anything to earn cash back other than shop. Consumers are […]
Most people understand the importance of a good credit score — and those who don’t seem to be concerned about their score will usually change their tune the first time they face higher interest rates on a car loan, home mortgage or other purchase they finance. You may be at a point where you […]
Getting your first credit card can be an exciting experience if you know what you are doing. The freedom that the right credit card can give you is what connects people to their dreams. As a financial tool, a credit card is the best way to build a good reputation with lenders. Here are some […]
Opening a savings account can seem difficult, especially if it’s your first. With changing regulations that vary by bank, everyone has questions about how to deposit money and begin to accrue interest. We’re here to help you simplify the process and make opening a savings account easy. Our members have voted these questions among the […]