Everyday spending is something most of us do regularly, and it there’s nothing better than being paid with rewards points, cash back, and other bonuses to do that. If you’re in the market for an everyday credit card perfect for use at any location, you’re going to want one that pays you to shop.

When you use this card to grocery shop, pay your monthly bills and expenses, and you use it to pick up anything else you need, you’re going to earn points, miles, or cash back at a rapid rate.

The only way to take advantage of a card like this is to pay the balance in full each month. This allows you to maximize your rewards, keep your credit score high, and still end up with perks other consumers don’t have. These are the five credit cards that fall into the category of best credit card for the average person.

Citi Double Cash Card

It’s not easy to find consumers who don’t enjoy the Citi Double Cash Card. Cash back cards are exceptionally popular for everyday use, and this one is among the best. There aren’t many frills associated with the Citi Double Cash Card, and that’s just another perk of carrying this card versus any others.

  • Earn 1% cash back on all purchases
  • Earn 1% cash back each time you pay off a purchase
  • There’s no annual fee

Cardholders aren’t going to see a sign-up bonus with this card. They’re not going to get flashy points or miles, or be able to get any upgrades on flights or in hotels.

However, this card is a consumer favorite because it highlights and rewards responsible use. It’s the only card on the market that drives consumers to maintain a great credit score by paying off their balance in full each month. Consumers are paid to remain debt-free, which is why this is one of the most popular everyday use cards on the market.

Amex EveryDay Preferred Credit Card

When you use this card to make at least $1,000 in purchases during the first three months of your new card, you’ll earn 15,000 membership rewards points. These points can be used for travel redemptions such as airline tickets, hotel rooms, rental cars, and entertainment.

This is a great card for everyday use because the rewards points you accrue with the card can be broken down to equal more value per point than most other rewards cards available.

  • 0% APR on balance transfers and purchases for 12 months
  • $95 annual fee
  • Earn 3 points for every dollar spent at the supermarket up to $6,000 per year
  • Earn 2 points for every dollar spent on gas station purchases
  • Earn 1 point for every dollar spent on all other purchases

What cardmembers love about this card is they are rewarded for using it regularly. if you use your card for 30 or more purchases in a single billing period, you earn 50% more rewards points. Let’s say you spend $1,500 at the supermarket, $500 on gas, $500 at restaurants, and $3,000 on your other expenses and shopping, and you did this over the course of 35 purchases in a single billing period. That’s 9,000 points earned for the month, and you get to add 50% more to make it 13,500 points for the month.

Barclaycard Arrival Plus World Elite MasterCard

If you love to travel, this is a great card for your everyday purchases. Each dollar you spend earns 2 miles. There are no restrictions, no limits, and there is nothing you can buy that won’t earn you this many points. It’s more than most cards offer to any cardholder for everyday purchases, which is why frequent travelers prefer this card to the other cards available.

  • Earn 40,000 bonus miles when you spend $3,000 in the first three months you own this card
  • Earn 2 points for every dollar spent
  • Redeem your rewards for statement credits
  • Earn 5% of your miles back each time you redeem them for a statement credit or book travel using your miles
  • Annual fee is waived for one year
  • $89 annual fee beginning year two

The miles you earn using this card are valued at approximately 1.05 cents per mile, which his higher than almost any other mileage cards. You can get a little more for every dollar you spend, which makes this card more profitable to have in your wallet.

Chase Freedom Unlimited

This is a fairly new card from Chase, but it’s one people are falling in love with. The unlimited earning potential this card offers makes it one consumers can’t get enough of. With no restrictions on how many points you can earn, it’s one of the easiest cards to use daily.

  • Earn 1.5% cash back on every purchase without limits
  • Earn $150 cash back bonus if you can spend $500 in the first three months your account is open
  • Earn $25 cash bonus when you add an authorized user to your account and they make any purchase in the first three months your account is open
  • Cash back is redeemable at any time in any amount
  • No annual fee

Being able to buy anything you want and earning more cash back than most cards offer without worrying about revolving rewards or limitations makes it much easier to use on a daily basis.

Starwood Preferred Guest Credit Card from American Express

Everyday cards aren’t limited to cash back cards, because many everyday shoppers love to earn travel rewards. The Starwood Preferred Guest card is one of the best hotel cards for everyday use, because it benefits users immensely.

  • Earn 25,000 bonus Starpoints when you spend $3,000 in three months
  • No annual fee for one year
  • Annual fee is $95 each year after
  • Earn 5 points for every dollar you spend at any Starwood property
  • Earn 2 points per dollar at any Marriott property
  • Earn 1 point for every dollar spent elsewhere
  • Free in room internet service
  • No foreign transaction fees

Carrying this card allows you to earn major points with purchases at hotels all over the world, including hotels not in the Starwood brand at a higher rate. The points are some of the most valuable points in terms of redemption with hotels, which leaves you with ample room to spend.

Each of these credit cards is exemplary for everyday use, and each one offers substantial points for anyone who wants to earn a bonus for their everyday spending. If you use one of these everyday cards as often as possible, you give yourself the opportunity to get paid to shop, to get paid to pay your bills, and to get paid to vacation. Redeeming free hotel nights, free airline tickets or upgrades, and redeeming cash back feels good, and it feels even better when it’s earned doing something you must do regardless. Each card requires applicants with good to excellent credit, and they’re the best all-around cards available right now.