The best cashback credit cards on the market are akin to a side job. If you do it right, you can earn cash on the side in substantial numbers. What’s so amazing about cash back credit cards is you don’t have to do much of anything to earn cash back other than shop. Consumers are good at that, so it shouldn’t be too hard to earn ample cash back throughout the year.

The best way to use a cash back card is to make all your purchases with the card each month. Pay your bills, buy your gas, charge your groceries, and use the cash you normally use on those expenses to pay your credit card off in full each month. The more you spend, the more you earn, and these 5 cash back credit cards are among the best in the business.

Capital One Quicksilver Cash Rewards Credit Card

What makes this card such a great cash back card is the rate it offers for each purchase. All purchases earn you 1.5% cash back. There are no limits to how much you can earn, how much you can spend and still take advantage of this offer, and you can redeem your cash back in a way that works best for you. It’s one of the best cards to use if you don’t enjoy a rotating rewards category each quarter, and the rest of the perks are substantial.

  • Spend $500 in three months and earn $100 cash bonus
  • Redeem cash back for gift cards, statement credits, cash, bank deposits into checking or savings
  • No penalty APR
  • No annual fees
  • No foreign transaction fees
  • Visa Signature benefits
  • Travel upgrades
  • Preferred seating at concerts and sporting events

Anyone who carries this card is able to access the Capital One Credit Wise Credit Tracker each month to view activity on their credit report both positive and negative, see how they can improve their credit, and see how much everything is affecting your credit.

Blue Cash Preferred Card by American Express

This is one of the best cash back cards on the market because of the earning potential in the revolving categories. There are some spending limits, but the cash back to that point is so high it makes up for it for many consumers.

  • Earn 6% cash back on all supermarket purchases up to $6,000 per year
  • Earn 3% cash back on all gas purchases with no spending limit
  • Earn 3% cash back on all department store purchases with no spending limit
  • Earn 1% cash back on all other purchases
  • Earn $150 statement credit if you spend $1,000 in the first three months you open your account
  • Earn 5% cash back on all travel purchases for six months
  • All cash back is redeemable in the form of a statement credit
  • $95 annual fee
  • 7% foreign transaction fee
  • Amex return policy

Chase Freedom Unlimited

This Chase card is accepted anywhere Visa is accepted, and it comes with the perks of being a Visa Signature cardholder. You’ll get priority seating at events, concierge services, and other benefits no one else gets without a Visa card. The cash back bonuses are great, too.

  • Earn $150 cash bonus when you spend $500 within three months of activating your card
  • Earn 1.5% cash back on all purchases without any limits or thresholds
  • No APR for 15 months from the date your account is open on balance transfers or purchases
  • No annual fee
  • 3% foreign transaction fee
  • Balance transfer fees are the greater of $10 or 5% of the balance
  • Purchase protection
  • Price protection
  • Redeem points at any time for cash back, statement credits, gift cards, purchases made through Chase’s shopping portal, or bank account deposits into checking or savings.

Blue Cash Everyday Card from American Express

American Express offers some of the most comprehensive cash back cards on the market, and this card is no exception. The biggest perk of the Blue Cash Everyday Card is the sign-up bonus and extra methods for earning cash back. Anyone who obtains this card can earn $100 statement credit by spending $1,000 in three months. The other perks add up to even more cash back.

  • Earn 5% on travel purchases for 6 months
  • Earn 3% cash back on supermarket purchases up to $6,000 per year
  • Earn 2% cash back on all gas station purchases
  • Earn 2% cash back on all department store purchases
  • Earn 1% cash back on every other purchase
  • Redeem cash back in $25 increments as often as you’d like for statement credits
  • No APR for 1 full year
  • No annual fee
  • 7% foreign transaction fee
  • Amex Return Protection

Discover it

What consumers love most about this card is the double cash back for one full year. Anyone approved for the Discover it card is going to earn a cash back bonus at the end of the year in the amount of the cash back they already earned throughout the year. it’s double cash back for one full year, which is always welcome.

  • Earn 5% cash back on rotating categories every three months up to $1,500 each quarter
  • Earn 1% cash back on all other purchases
  • Double cash back for one year
  • Cash back can be redeemed as a statement credit, bank account deposits into savings or checking accounts, Amazon purchases, or checks in the mail
  • No interest on all purchases and balance transfers for a full year
  • No annual fee
  • No foreign transaction fees
  • Discover Freeze It feature

The freeze it feature is the best thing to come out of this card. Discover wants their customers to spend comfortably and safely, which allows you to turn off any features you want at the touch of a button. If you are traveling and cannot find your card, log on to your account and turn the card’s purchase feature off. While it’s off, no new purchases can be made. If you get back to your hotel room and find the card in the pocket of the pants you thought you’d wear that day, you can log back onto your app and turn your purchase feature back on and carry on with your purchases as usual.

Each of these cash back cards is designed to help you earn cash back throughout the year. Each card has the ability to offer you serious cash back if you charge everything and pay it off in full each month. A cardholder who spends $6,000 per month in expenses and other purchases and pays it off has the option to earn $60 per month cash back on a card that only earns 1% cash back. Add bonus categories and cards with 1.5% cash back as well as signing bonuses, and you’re going to rake in the big bucks using your card. If you save your redemptions for the end of the year, you might be able to pay for a significant portion of your Christmas shopping and save money in the process!