Many consumers are in the market for a new credit card, and they want free credit cards. It’s not always simple to find quality no-fee credit cards, but it is possible when you know where to look. Paying to use a card detracts from the profit you make earning cash back or other travel rewards, and it makes no sense to pay to place a credit card in your wallet. If you want free credit cards, there are several on the market for consumers with good to excellent credit that offer you a chance to pay nothing.

Many cards lure consumers by offering to waive the annual fee for one year, but some cards never charge an annual fee. These are the best of the best when it comes to free credit cards for consumers with good enough credit.

Chase Freedom

This no-annual fee credit card is one of the most profitable on the market. Anyone who applies for this card will earn substantial cash back throughout the year on revolving category purchases, as well as a sign-up bonus for meeting spending requirements put in place by Chase.

  • Earn $150 cash back when you spend $500 in purchases within three months of opening your account
  • Earn 5% cash back on quarterly rotating bonus categories up to $1,500 each quarter
  • No APR on purchases or balance transfers for 15 months
  • 3% foreign transaction fee

While there are consumers who don’t care much for rotating bonus categories especially when they’re confined by such low spending limits, the introductory APR this card offers is difficult to beat. The rotating categories are easy categories in which to achieve spending limits, which provides cardholders the chance to earn at least $75 cash back each quarter on gas, groceries, entertainment, and restaurants.

Citi Double Cash Card

This no-annual fee card is one of the best in terms of balance transfers. All new cardholders are given 0% APR on all balance transfers for 18 months. Not many cards go that long without charging interest on balance transfers, and this is only one of a handful on the market at the moment to offer such a money-saving perk.

  • Earn 1% cash back on all purchases without any spending limits
  • Earn an additional 1% cash back each time you pay off your balance
  • No annual fees
  • Redeem cash back anytime you want

While the perks of this card aren’t flashy, they’re substantial. It’s difficult to find fault in being able to pay off your balances and double the cash back you earn in the process. The double cash card is the only one on the market offering compensation to consumers who pay their balances. This card promotes good credit and no debt, which is one many consumers should consider. It’s balance transfer perk makes it very easy to pay off any other debts you have, which is a significant perk.

Capital One VentureOne Rewards Credit Card

If you love to travel, you’ll love this no-annual fee card. It offers more perks than any other reward card that doesn’t charge an annual fee, and that includes a sign-up bonus as well as unlimited mileage earnings.

  • Earn 20,000 bonus miles when you spend $1,000 in three months
  • Earn 1.25 miles for every dollar you spend anywhere
  • No annual fee
  • Use rewards on any airline, any hotel without blackout dates or restrictions
  • No foreign transaction fees
  • Miles never expires
  • 0% APR on purchases for 12 months

Consumers with excellent or even good credit can apply for this card and enjoy the many perks of a no-fee credit card with excellent travel perks. Miles are eligible for use with any hotel or airline, and there are no restrictions to when you can fly or stay. Not every travel card offers that perk, but it’s available with this one.

Discover it

If you want 18 months to pay off your debts, this is the card for you. All new cardholders are given the opportunity to transfer other outstanding balances to this card to enjoy the perks of 18 months without paying any interest.

  • Earn 1% cash back on all purchases
  • Earn 5% cash back on rotating category purchases each quarter up to $1,500
  • No APR on balance transfers for 18 months
  • No APR on purchases for 6 months
  • No foreign transaction fees

What makes this card stand about a bit more than the Chase Freedom and its similar cash back rewards is the gas category. With Chase, consumers are given cash back on gas purchases, but Discover customers earning escalated cash back in the same category are given cash back for all transportation expenses, including Uber rides, bus rides, and taxi fare.

Capital One Quicksilver Cash Rewards Credit Card

Capital One is good about offering consumers a chance to pay no fee each year while still raking in the perks. Many no-fee cards don’t allow their consumers to earn many points or rewards. Capital One believes in allowing consumers to earn points and save money, which is why so many satisfied customers turn to this company to find a great credit card.

  • Earn $100 cash bonus for spending $500 in three months of opening your account
  • Earn 1.5% cash back on all purchases
  • No limits on cash back earning potential
  • No rotating categories
  • No APR for 9 months on all purchases and balance transfers
  • No annual fee
  • No foreign transaction fees

Cash back is a great option for cardholders who use their card on a regular basis, and it’s even better when you can redeem your cash back rewards at your leisure. Have them applied as statement credit each time you earn $25 in cash back, or save your earnings to apply them to your bill following Christmas for substantial savings. This cash back card makes it incredibly simple to earn money and save money on an annual fee.

Credit cards that offer consumers the chance to pay no annual fee aren’t rare. However, it’s not easy to find one with such great rewards as well as no annual fee. These five cards stand out among the rest of the no annual fee cards available to consumers because of that, and the customer service each company offers their customers is outstanding. Other no-annual fee cards are available for consumers, but these are the five cards with the best rating and the highest level of rewards available. They’re similar in nature, but each one offers a little something the rest do not.

Prior to applying for any card, it’s recommended you look at the variable interest rates you might incur when your introductory periods are over. If balance transfers or purchases are not paid in full before that period ends, interest does accrue. Cardholders are not guaranteed an interest rate until their application is complete, and the lower rates are reserved for those applicants whose credit is excellent. The lower your score, the higher your rate when you are approved for any of these cards.